Thinking about Changing Credit Card
Andrew and I pay off our credit card balance in full every month. We use it often just for convenience and instead of our debit card for various buyer’s protections in case of fraud.
But we just have a plain old vanilla card with our bank, so we’re not getting any perks off of it. And I think we’re about ready to change that situation.
We’ve kicked around a couple of ideas — first, staying with our bank’s card, but switching to a cashback version. [It is nice to see our purchase history and statements on the same online banking page as our checking account.] Second, Citibank [I believe] has a card with “disposable” one-time numbers for online use, but I’ve been waiting to see if some other PF blogger would get one and report back first. Heh. And third, maybe an Amazon card because I love free stuff from Amazon. [Speaking of, in case anyone has any money burning a hole in their pocket, there’s always my Amazon wish list
Does anyone have any experience with any of these cards? Or any other ideas?
Sculpin said,
March 3, 2006 @ 8:18 pm
I’ve been thinking about getting an Amazon card myself. Have you heard anything elsewhere about it?
Terri said,
March 3, 2006 @ 9:04 pm
No, not yet. I don’t know anyone who has one yet. I keep hoping that someone else will be the pioneer who takes the potential arrows, as the saying goes.
Marilyn said,
March 23, 2006 @ 7:59 pm
Don’t have the Amazon card, but do have a Mastercard that gives some rewards. Every $5K lets me choose a $50 gift certificate to anyone of a number of stores. I usually take Target or Land’s End (which can also be used at Sears). I know I’m going to shop at Target for something, even if it’s household supplies, and LE lets me choose clothes for me (not someone else!) If I’m going to spend money on the cc anyway - and I do on both small and big ticket items (like summer camp for my daughter since I work during the day) - why not get a little something back. It’s a no fee card.
If you do get another card, you probably don’t want to close out the account you already have since length of time that your oldest account has been opened is part of your credit score.